but if I need a degree in chemistry to switch to all grain, I think I would prefer to stick with extract brewing.
You don't...
Yes, water chemistry is important...
But, if you're doing your 1st all grain, it's not the
most important (unless, of course, your water is total crap).
Does your water make decent beer from extract? Then it'll probably make decent beer via all grain. Will it be the best possible beer if you ignore water chemistry? Probably not... especially if you ignore chlorine/chloramine (campden tablets are your friend). There are things to happen during the mash that are affected by pH, mineral content of your water, etc. You should keep that in mind for the future.
Yes, you could make your beer better with adjustments to your water. Do you need to for your first few AG batches? Maybe not. If you're worried about it, do a 1 gallon test batch. Grind your grain fine so that you can get away with a 30 minute mash. Reduced volume will boil faster, so you're not putting too much more extra time compared to an extract batch (maybe 1 hour more?). Do a simple recipe in the style you'll do most often, or a converted version of your favorite simple extract recipe. And see how it comes out.
BIAB (or AG in general) doesn't have to be that hard. From the boil onward, it's the same as extract. I went from 4-5 Mr. Beer kits, to 1 homemade extract clone recipe, to BIAB. After several years and I can't recall how many batches, I've never adjusted my water except for Campden Tabs for chloramine. I don't own a pH meter.
I'm just now starting to look into water chemistry to improve my beers.
I'm lucky that my municipal water seems to be OK except for chloramines. Could my beers be better if looked at sulfate levels? Chloride? Alkalinity? Total dissolved solids? Almost certainly. But my beers are still quite good. My friends and family are happy to be gifted 6-12 bottles. I enjoy drinking them more than most commercial offerings.
It depends on your personality, brewing style, and palate. Is a "decent" beer good enough for your first all grain batch? Or must it be spectacular and far surpassing anything you've ever made before? Can you taste every defect in your beers? Or are they mostly pretty good? Are you willing to turn out a "meh" batch before looking into water chemistry or do your standards preclude anything that is merely at the same level as commercial beers?
Nothing anyone has said about water chemistry is incorrect (I don't think, I didn't scrutinize it that closely). It's just that unless you know for sure that your water isn't good for a certain style, then I wouldn't let chemistry stop you from trying BIAB. You'll make beer. It'll be fun. You'll learn something. And you can see if AG via BIAB is for you.
It might not be. You might prefer the relative ease and simplicity of extract brewing vs the extra hassle, yet more control, of AG. Plenty of great beer is being made by extract brewers. But it's worth trying, so you know for sure.
If your 1st AG batch turns out crappy, come back here and folks will help you trouble shoot. Might even turn out to be that water chemistry is the culprit.
Or you might just make a great tasting beer.