Interesting observation. I recently had a Helles in a comp that I had high hopes for in the judging. It got HAMMERED instead in the first round and didn't advance. I had some serious disagreement with the criticisms and 'corrections' suggested by the two judges (one "certified" and one "apprentice") whose sheets looked like carbon copies of each other, but it is what it was and I'm trying to move on from the setback and ego bruise.
The grist was 90% floor malted pilsner, 8% Light Munich and 2% CaraHell, step mashed Hoch-Kurz; Hallertau Magnum FWH and Hallertau Mittelfruh at :15 minutes; Augustiner WLP-860 fermented @ 50F to completion, spunded to 12 psi, pressure transferred to a purged keg and lagered for 6 weeks at 38F. Shoulda' been a contender, EXCEPT it didn't get lagered long enough. It's been over three months now, and I pulled a pint last night. I don't think it's my imagination, but it IS tasting better. The original clarity was judged "brilliant" and it still is, but I'm starting to almost agree with the judges that there was a "green" characteristic (they both called it "green apple", which I interpreted as "Jolly Rancher green apple candy", and found blatantly wrong).
I wish I'd started brewing that beer at least a month earlier to let it settle longer. I didn't use Biofine since the visual clarity was so good, but if I had I think it would have presented as a much more refined beer. For me the take-away is your Steps #3 and #4: Give it time, and clarify as much as you can. And "clarity" involves more than just visual appearance.