It's a bit strange, for us I think only one completely covered (no charge from Peloton comes my way) membership per family, and it wouldn't cover the all access membership that I believe one needs if they get a bike, tread, or row. They do offer a discount to that all access membership through insurance, but one would still need to shell out some portion of that membership on their own.
If they'd completely cover an all access membership, I might almost consider some piece of equipment from them.
Well, depending on how much you care about metrics and badges, you could share everyone on one app membership.
They also have the Peloton Guide now, which I'm not sure I see the benefit of, but apparently can help with movement/rep tracking for strength workouts and such... It's pretty cheap ($199) and apparently a Guide membership is only $24/mo, but can support a full household on one account. If they cover the Guide membership it wouldn't take too long to recoup the cost of the Guide and wouldn't be as expensive as buying a full-on bike, tread, or row.
Did you end up doing any MTB yet? I mountain bike some, I don't find it to be very difficult physically, although mentally it is quite challenging. I just hate having to ride or drive to the trail, so unless I'm going with other people I stick to the road or bike trails.
I didn't yet. But I actually played golf with my next door neighbor (plus two of my normal buddies, both of whom MTB). The subject came up and my neighbor does MTB, so we're at least talking about it.