A friendly place for friends who drink

[Psylocide]

Congrats. I'm not drinking anything tonight. Not by choice.

Incarcerated?

 

[1977Brewer]

Incarcerated?

Nephews choir concert. Guess I'll get home in time for a beer or several.

 

[mhurst111]

Ha! (edit: yeah I realize , this is old, but I don't care, I just stumbled across it)

This year it's about which team a couple breweries are rooting for...

http://www.9news.com/story/money/bu...-super-bowl-north-carolina-colorado/79331196/

 

[Gavin C]

By my calculations, if Peyton was to carry Cam's 245 lbs, 6' 5" frame for any longer than 5 seconds or 10 yards.. there would be a 62% chance that Peyton's forehead would finally esplode. The rate of growth his forehead has achieved (0.5" per year x 14 pro-bowl appearances) is at max capacity. Structurally, there is no way he could win the game like that.

Back me up here @GavinCScienceMeng

Go!

Two men riding each other.... Cant say I'm surprised.

Ha! (edit: yeah I realize , this is old, but I don't care, I just stumbled across it)

New to me.

 

[Qhrumphf]

Nice! Homebrew shop/bottle shop that's been in the works for a while is finally opening walking distance from my place tomorrow. They've come to my club meetings a few times. They're carrying a number of UK hops at my request. Hopefully the prices match my normal place (which isn't far, but requires driving). I'll probably go in and attempt to sell my soul for a job so I can do something easy I don't hate while I continue working on my business plan.

 

[Qhrumphf]

This year it's about which team a couple breweries are rooting for...

http://www.9news.com/story/money/bu...-super-bowl-north-carolina-colorado/79331196/

I remember the Flying Dog/Anchor Steam bet when it was Ravens/49ers.

 

[mcbaumannerb]

Nice and dank but I wish it had more hop in the finish.
View attachment ImageUploadedByHome Brew1454020871.160607.jpg

 

[Psylocide]

Just consolidated all the credit card debt I married into at 2.99% fixed, if I just paid the min payment, I'd be done in 5 years. Of course, we can afford much more.

Hell. Yes.

I see light at the end of the tunnel. The last debt to clear (besides the mortgage).

And people say I don't do anything at work.

 

[finsfan]

Just consolidated all the credit card debt I married into at 2.99% fixed, if I just paid the min payment, I'd be done in 5 years. Of course, we can afford much more.

Hell. Yes.

I see light at the end of the tunnel. The last debt to clear (besides the mortgage).

And people say I don't do anything at work.

Dang, nice work man! We have the opposite problem. She has never had debt and therefore has no credit. Talked with a mortgage lender a few weeks back and she literally had no credit to look up. Just took out a personal loan and another CC for her. She found it odd that she has to have more debt to get better credit. It is wrong if you think about it.

 

[ThirstyPawsHB]

Hey. Just sayin... my math might be off by +/-10% or so, but I did run the numbers at least three times.

He's such a good sport. Closed caption, "Great game Osborn! Just lost 3lbs from my A$$!!"

View attachment 1454022201381.jpg

 

[Qhrumphf]

Dang, nice work man! We have the opposite problem. She has never had debt and therefore has no credit. Talked with a mortgage lender a few weeks back and she literally had no credit to look up. Just took out a personal loan and another CC for her. She found it odd that she has to have more debt to get better credit. It is wrong if you think about it.

That's my problem. I got denied for STUDENT CREDIT CARDS when I was in school, and they hand those things out like candy. I'm a ghost. Two out of three of the bureaus can't even find me for a free annual report. The other had nothing listed last I checked

My wife on the other hand has excellent credit. She put me on our credit card which maintains a small balance but always paid on time, so hopefully something is going to build up.

 

[ThirstyPawsHB]

Not bad. I think the lower jaw might protrude a bit more, but not bad.

I ran the numbers and consulted some experts.

Scotty is certain he can squeeze another 10% out of that forehead...

From the tribbles episode right? I'm such a nerd!

 

[WesleyS]

Its called google...man...

Never heard of it

Ha! (edit: yeah I realize , this is old, but I don't care, I just stumbled across it)

Way to stay current, man
View attachment ImageUploadedByHome Brew1454022264.368120.jpg

 

[fuzzy2133]

Ha! (edit: yeah I realize , this is old, but I don't care, I just stumbled across it)

Ha, ha so that is what caused Payton to lose.

 

[drainbamage]

Dang, nice work man! We have the opposite problem. She has never had debt and therefore has no credit. Talked with a mortgage lender a few weeks back and she literally had no credit to look up. Just took out a personal loan and another CC for her. She found it odd that she has to have more debt to get better credit. It is wrong if you think about it.

Yeah, it's weird. Having a bunch of cards and not using them is better for your credit rating than having just one and using it responsibly (or having none at all).

SWMBO picked this up. I'm thinking it's way past due..."super-hopped" is an overstatement.

View attachment 1454023060396.jpg

 

[Fedora]

Sup, guys?

 

[TheCADJockey]

Souvern tier IPA. Big day tomorrow. Brace yoselfs for a whole lotta angst or ridiculousness depending on outcome.

 

[BigPerm]

So in the morning while I'm busy at work you talk brew science every day.

When I get home and can finally spend some measurable time on here, it's this stuff.

You people are just awful.

Folks, we have a winner.

/thread.

 

[BreezyBrew]

Sup, guys?

Hi-hat! See what I did there?

Reported myself.

Good to see you around.

 

[ThirstyPawsHB]

Good chit! Thought I'd try since there's 5.5gallons of this fermenting.

View attachment 1454024555529.jpg

 

[TheCADJockey]

Donald Sutherland Tier IPA number two. Shwasted.

 

[Psylocide]

Dang, nice work man! We have the opposite problem. She has never had debt and therefore has no credit. Talked with a mortgage lender a few weeks back and she literally had no credit to look up. Just took out a personal loan and another CC for her. She found it odd that she has to have more debt to get better credit. It is wrong if you think about it.

I was the same way up until a few years ago.

I took out a personal loan that my parents co-signed, got a credit card for purchases and carried a small balance.

The best part about it was... After a couple years of never missing a payment, my credit score was ~750. Now today, I'm over 800 but have only ever had a handful of loans.

 

[thatjonguy]

Dang, nice work man! We have the opposite problem. She has never had debt and therefore has no credit. Talked with a mortgage lender a few weeks back and she literally had no credit to look up. Just took out a personal loan and another CC for her. She found it odd that she has to have more debt to get better credit. It is wrong if you think about it.

False. It's not like you need 10s of thousands of dollars in debt to qualify. $1K CC and an small personal or auto loan should do just fine.

Think of it like a business plan. You need to show banks you are somewhat profitable without being a liability that would justify loaning you a large sum of cash.

Also like having an employment history.

 

[TheCADJockey]

The best part about it was... After a couple years of never missing a payment, my credit score was ~750. Now today, I'm over 800 but have only ever had a handful of loans.

learned a lot about credit when trying to get our house. Despite us being able to afford way more than we were approved for, they wouldn't give us more because of our current debt (all school loans). Her credit suffered immensely because of the debts she actually paid off. When I met her, she had tons of credit cards maxed. We quickly paid them all off. Apparently, any credit we she had from those cards was completely erased. Come to find out, keeping debt in a card, under half the limit, and just paying minimum on them is way more beneficial than paying them off.

Live and learn too late I guess.

 

[mcbaumannerb]

Souvern tier IPA. Big day tomorrow. Brace yoselfs for a whole lotta angst or ridiculousness depending on outcome.

Did somebody get close to figuring out office space issues?

Did meatloaf with bacon jam mixed into the meat. Next time I'll do that as well as the crust and report on the winner (although I'm pretty sure I already know). I'm also thinking a nightcap is in order.

 

[WesleyS]

I was the same way up until a few years ago.

I took out a personal loan that my parents co-signed, got a credit card for purchases and carried a small balance.

The best part about it was... After a couple years of never missing a payment, my credit score was ~750. Now today, I'm over 800 but have only ever had a handful of loans.

Aww, that's cute. You needed mommy and daddy to co-sign for your fighting costume and stick.

 

[Psylocide]

Aww, that's cute. You needed mommy and daddy to co-sign for you're fighting costume and stick.

Almost as cute as your grammar skills.

 

[WesleyS]

Almost as cute as your grammar skills.

That's the result of fat fingers typing on a phone screen, auto correct, and laziness.

 

[1977Brewer]

That's the result of fat fingers typing on a phone screen, auto correct, and laziness.

'Murca!

 

[hawgwild81]

Thanks Fins! This is delicious. View attachment ImageUploadedByHome Brew1454026394.432700.jpg