As for the stuck sparges and all that, I don't have any. I had a stuck sparge when I first went AG because I'd gotten a false bottom for my cooler. I had to basically move the grains over to a grain bag and it turned more into a BIAB. But, I found out right after the brew the false bottom was warped. I returned it for a refund and got a bazooka screen for $17 and it's been awesome with no stuck sparges since. I very rarely use rice hulls too, never do with my wheat beers, but I have used rice hulls on a few occasions to play it safe. I mill my own grain and I've been getting a consistent 79% efficiency since getting my own mill.
Do whatever makes you happiest, it's not really a matter of this vs. that in terms of what's better. It really all comes down to a "configuration" that works best for you. Some people do it on their stove top and BIAB is most convenient. Some do it for the cost savings. Others have reasons for using a more traditional setup - and trust me... most of us aren't doing it for "traditional" reasons. It just works best for me and the way I brew.
Rev.