Racking is fine at any time after your ferment starts to slow down from the initial wildly bubbling ferment.
The worries about ZOMG!!! STALLED FERMENT!!! are overblown. Why?
Cause the first thing you do with a stalled ferment is to rack it.
(the racking process typically introduces more O2, giving the yeast a new lease on life, as they now get to go to their preferred aerobic form of metabolizing rather than their secondary anaerobic (alcohol producing) form. It also redistributes your yeast and nutrients throughout the solution, and removes unwanted, and possibly off flavoring yeast cake and sediment at the bottom. Additionally, stalled ferments are due to lack of nutrition or having WAAAAAY high levels of sugar, which, basically leach the water out of the yeast and they just can't establish themselves, OR, WAAAAAAAAAY high ABV levels, in which case, the yeast pee (alcohol) is so great in the solution it poisons the yeast).
On another not. Why worry about a stall? Your SG is lower than most beers start out at!
You'll be just fine....
In faaaaact.... You could bottle ferment with that SG then pasteurize and possibly have a slightly sweet, carbonated cider/honey beverage!
I still reiterate. DO NOT FEAR RACKING!