Philly water varies somewhat according to which plant supplies you but they are all pretty decent. They do chloraminate so if you are using the water straight from the tap be sure to use 1/4 Campden tablet for each 5 gallons treated. That said, it's hard to go wrong with RO water with 1 tsp calcium chloride added per 5 gallons. That will do most beers quite well. For "soft water" beers (Boh Pils), use half a tsp. For beers where you want assertive hops add a tsp gypsum as well. Adjust the gypsum to get you the qualities you want.Another approach is to blend some percentage of your tap water with RO water. As you advance you can make more sophisticated mineral adjustments. Just don't allow anyone to talk you into adding chalk to the water. Do that only in the mash tun and only if you have sound evidence (i.e. from a pH meter - not strips) that the mash pH is too low.