Comes down to how often you brew, how much yeast is costing you, and what you're brewing...
If you want to just put onto the yeast cake, you need to start light and put progressively heavier/darker brews onto the cake.
If you wash the yeast cake, you can use it for either lighter or darker brews. You will want to have large enough doses of the yeast to use, and still use a starter to ensure it's still viable when you go to use it. I would do that for ANY liquid yeast though. Even a small starter 24-48 hours ahead of when you expect to pitch the yeast will help. That way, if it's no longer viable, you should still have time to run out to the LHBS and get some yeast.
I've been washing yeast for my past few batches. It's not difficult to do. If you do a few easy things during the brewing process, it makes it even easier. Things like using a hop bag will reduce the amount of trub in the carboy/in the yeast.
I used a dose harvested/washed a month ago on Saturday. It was active in the jar it had been in the fridge inside of (while I was making the starter it was waking up)... I had less than a 12 hour lag phase on the yeast (not sure how short, since I was sleeping a few hours after pitching).
One of the things I'm really liking about the washed yeast is that it seems to be a bit more calm than the first generation yeast. Slow, steady fermentations for up to about two weeks before slowing down a lot. That's fine for me, since I'm in the 3-4 weeks in primary mode (for brews with an OG of under 1.070). Higher OG brews get at least a month in primary.
In a nut-shell... Read over the thread about how to wash yeast. If you're using liquid yeast now, give it a shot. If you don't like doing it, or the results you're getting after a couple of tries, then go back to using fresh yeast. But, if you like what you get for results, just keep doing it... Even if you only get 6-8 batches from washing, that seriously reduces your per batch yeast cost. Plus, if you decide to make a 10 gallon batch, you'll have plenty of yeast on hand for it.
Next step, after washing, is probably freezing yeast you either don't use very often, or is available for a limited amount of time each year. I might try that before the year is over. I might get a yeast pack, make a small starter, cold crash it after enough time to build up a healthy colony size, centrifuge it out, treat it for freezing, and then be able to pull out a gen 1 dose as needed. Have a few of those on hand and you'll be in better shape... Of course, you'll need to be brewing enough where it makes sense, to you... Or just want to go to the LHBS less (if you have a good one).