The correction factor, i.e. Wort Correction Factor (WCF) accounts for the fact that the sugars/dextrins in wort are mostly not sucrose (which is the sugar that our refractometers are made for). The WCF is fairly important, but when it comes to post fermentation (or during fermentation) readings, it takes a back seat to the fact that alcohol and water have different refractive indexes. That's where using a proper refractometer calculator comes in, i.e. one where the original and final readings are entered together, and not a simple "brix to specific gravity" conversion formula, even one with a correction factor (which will most definitely give an incorrect, "stuck fermentation-like" answer).
I'm not saying that this was the case with your calculations, but since you don't remember what you used, I thought I'd mention it.