My neighbor just crashed his car into my house

[stikks]

Since when is Crystal Lake considered the North Shore? Just sayin'...

There are 2 sides of the lake,The North Shore which is on the north side is
Crystal Lake (the city of) the south and west sides of the lake are considered
The Village of Lakewood -just sayin`-

 

[eddyhartley]

That is so sad and what a mess you have to go through with insurance paperwork when it wasn’t even your fault! I hope it’s not too much of a hassle and his insurance company will cover it all. This is why I recommend people get home auto insurance, because you never know when freaky stuff like this can happen and you’ll end up paying out of pocket.

 

[HawksBrewer]

There are 2 sides of the lake,The North Shore which is on the north side is
Crystal Lake (the city of) the south and west sides of the lake are considered
The Village of Lakewood -just sayin`-

I didn't intend to start anything... I was referring to the overall North Shore definition that usually refers to the suburbs directly north of Chicago that border Lake Michigan (i.e. Wilmette, Winnetka, Glencoe, Highland Park, etc.). I did have a really good family friend from Crystal Lake growing up. Good people there from what I remember.

 

[stikks]

I didn't intend to start anything... I was referring to the overall North Shore definition that usually refers to the suburbs directly north of Chicago that border Lake Michigan (i.e. Wilmette, Winnetka, Glencoe, Highland Park, etc.). I did have a really good family friend from Crystal Lake growing up. Good people there from what I remember.

I understand,people that don`t live here think that the whole lake belongs
to the city of Crystal Lake.A few years ago there was a big legal battle of
who owns the lake.There is actually a dividing line in the middle of the lake
that defines who owns the lakefront property and the water itself.I`ve been
here since `78 and it is just a bunch of legal mumbo jumbo which makes me
sick.Any way have not heard a thing from ins. co. yet,it`s been 1 week so
I think I will call by friday to see where i stand.Thanks for your support.

Cheers

 

[stikks]

That is so sad and what a mess you have to go through with insurance paperwork when it wasn’t even your fault! I hope it’s not too much of a hassle and his insurance company will cover it all. This is why I recommend people get home auto insurance, because you never know when freaky stuff like this can happen and you’ll end up paying out of pocket.

I know what you mean.So far nothing from my homeowners yet,maybe I
will here something by friday.I`m actually from SoCal myself,Orange County.
Moved here in `78.Thanks for the support.

Cheers

 

[audioengine]

Hi! Any updates?
I landed on this forum after googling and found out a similar thing happened a month ago.
This is my first post and I never had heard anything like a car hitting a wall.

Last Friday my family and I were sleeping (4 of us) with our heads against the wall. (King size + Full size bed). All of a sudden a loud noise. In Short, a silverado caved in our wall after running over a chain link fence. our negihbor wasnt using their garage but instead parks on the driveway in an angle. apparently she hit the gas instead of the brake in panic after confusion on her kids noise.
thank God, noone's hurt. but if she turned left 4ft, my daughter could have been hit and if 8 ft left, we all couldve died in our sleep.
Our home insurance's adjuster is coming tomorrow since they dont work on Fridays.
ive read this whole thread and would like to know any more inputs from you guys.


does their adjuster need to see the damage inside our home?
does our near death have any bearings?

Please help homebrewers!

 

[Hang Glider]

Damage inside the home will be relevant to calculating cost, so yes, they need to see inside. If her insurance's offer is under what you consider to be fair, then you can sue for mental stress and/or other damages if you so choose.

 

[audioengine]

Thanks HangGlider!
Yeah, there'll be a lot of interference to my otherwise quiet life.
The trauma is subsiding and I don't want to bring this any further than restoration to what it used to be.

 

[audioengine]

Is it possible to have it repaired in SoCal w/o a permitted contractor? Meaning, me and my friends will just fix it. And use the markup of a licensed contractor to upgrade the materials. Any ideas?

 

[stikks]

Is it possible to have it repaired in SoCal w/o a permitted contractor? Meaning, me and my friends will just fix it. And use the markup of a licensed contractor to upgrade the materials. Any ideas?

Her ins. company will give you depreciated value.What I did was use my
homeowners ins.They cut me an actual value check in 10 days.When the
work is completed they will pay me any additional replacement cost
which my policy carries.It took me 3 weeks to find matching siding which
I will be repacing next Sat.I had to pay a 500 deductible which my
ins. co. said I could recover from the responsible party.That may take a
while though.If need be I will go to small claims court to recover.I`ll keep
this thread updated as to how the ins. process proceeds.

Cheers

 

[stikks]

Well, it`s been 1 year to the day this dude ran into my house.I`ve got
all the repairs done.The NEIGHBOR is in jail for 3 years and I got $1180
in restitution and received $125 so far.I probably will be dead before I
any more $ from him.Anyway whoever followed this thread from last year
I`ve got a a few pics of the repairs,If anyone has any questions of how
the insurance proceedings went If anybody has a run in like this
happen to them (god forbid),

Brewin` Blue Moon this weekend.4th batch this year.

before and after pictures.The last pic is my setup just for grins. (Ghetto:rockin

Cheers

 

[Berniep]

Thanks for the update

 

[JeepDiver]

Well, it`s been 1 year to the day this dude ran into my house.I`ve got
all the repairs done.The NEIGHBOR is in jail for 3 years and I got $1180
in restitution and received $125 so far.I probably will be dead before I
any more $ from him.

From personal exp, write off the money, but keep on it and you might get a surprise. I had a guy run a red light and T-bone my Jeep in FL. Of course no insurance, he was drunk, driving without a license. I ended up out of pocket about 1200 after my Insurnace finished paying. The Judge just gave him probation and he ended up leaving the state.

Well ever Quarter, I called the case officer to check on status. After about 3 years the guy came back to FL and busted for something else. The case officer told the Judge that I had stayed in contact and still hadn't received my money. Judge ordered him jailed until I was paid, and that my bill went to the head of the line over new fines, or State Farm from where my Insurance paid me, so his Mom bailed him out and I got my check.

Certainly wasn't expecting it, but it was worth the 10-12 10 min calls over the years.

 

[LLBeanJ]

Well, even if you don't get the rest of your money, I'm glad you got your house put back together. Nice rig, too!

 

[glenn514]

My daughter had a vehicle rear-end her car. The woman, an older woman, had no insurance. The older woman was given a ticket for both inattentive driving and driving with no insurance. My daughter took the woman to small claims court and got a judgment against her in the amount of the insurance estimate. When the woman defaulted after two payments, my daughter took her back to the same court where the woman was found in contempt and was given a choice: make the monthly payments or go to jail.

My daughter simply kept at it. So, don't let your out-of-pocket costs and other losses slide. Keep after the guy!

glenn514

 

[stikks]

My daughter had a vehicle rear-end her car. The woman, an older woman, had no insurance. The older woman was given a ticket for both inattentive driving and driving with no insurance. My daughter took the woman to small claims court and got a judgment against her in the amount of the insurance estimate. When the woman defaulted after two payments, my daughter took her back to the same court where the woman was found in contempt and was given a choice: make the monthly payments or go to jail.

My daughter simply kept at it. So, don't let your out-of-pocket costs and other losses slide. Keep after the guy!

glenn514

Thanks for the reply Glen.It`s been 2 months since I got the $125,I think
his probation officer told him to bring some money to his sentencing and that
is all he brought.He got fined like $2500 and has to do some time and still
owes me about $1200.1 question though,if he is in jail how can I get anymore
$ out of him?I guess my next move should be calling his P.O. officer and
see what she has to say.I don`t know if she can do anything though.I`m
only a half hour from you Glen,we should swap a couple brews someday.
Thanks again.

Cheers

 

[glenn514]

Stikks...

Yes, contact the ****** bag's parole officer...and keep in contact with him/her. You also may want to contact the insurance company that was covering him...and again, keep in contact with him/her. Don't let them forget about you and what you are owed.

And I am in Crystal Lake quite often!

glenn514

 

[JeepDiver]

Stikks...

Yes, contact the ****** bag's parole officer...and keep in contact with him/her. You also may want to contact the insurance company that was covering him...and again, keep in contact with him/her. Don't let them forget about you and what you are owed.

And I am in Crystal Lake quite often!

glenn514

Yep, just keep in contact with the PO and let them know you aren't going away. If you keep in contact with the PO, they will make sure that your money getting paid is part of the guys Parole requirement when he gets out of Jail. If he had insurance, they should be the ones covering anything you were out of pocket so you can contact them also. If he didn't and your insurance paid for things, then it is even more important to keep in touch with the PO because they will make sure you get your money as part of the condition of him getting and staying out of jail. If you don't do it that way, you can bet your insurance company will keep him tied up with lawyers trying to get there money back, and they will become more important to pay off to him than you are, because they will be after him more.

 

[stikks]

Yep, just keep in contact with the PO and let them know you aren't going away. If you keep in contact with the PO, they will make sure that your money getting paid is part of the guys Parole requirement when he gets out of Jail. If he had insurance, they should be the ones covering anything you were out of pocket so you can contact them also. If he didn't and your insurance paid for things, then it is even more important to keep in touch with the PO because they will make sure you get your money as part of the condition of him getting and staying out of jail. If you don't do it that way, you can bet your insurance company will keep him tied up with lawyers trying to get there money back, and they will become more important to pay off to him than you are, because they will be after him more.

Thanks for the info JD.I called the P.O. 5 days ago and got a check today for
$100.The dude still owes me $950 but your incite created a result and I thank
you for that. :rockin:

Cheers Bro`

 

[stikks]

Stikks...

Yes, contact the ****** bag's parole officer...and keep in contact with him/her. You also may want to contact the insurance company that was covering him...and again, keep in contact with him/her. Don't let them forget about you and what you are owed.

And I am in Crystal Lake quite often!

glenn514

Same to ya` Glen.Thanks for the incite.

Cheers