My neighbor just crashed his car into my house

[stikks]

About an hour ago it happened.I`ve never dealt with this before.
I`m wondering if anybody has experience with this,as to how to
deal with it.The guy lives down the street and the cops took him
away.I was in bed but now I`m having a homebrew.Any thoughts
or advice appreciated.

 

[Berniep]

You will have to find out his insurance info somehow to get the damage repaired. If he is uninsured then your homeowners insurance should cover it.
The police will know his carrier or lack thereof.

 

[brewingmeister]

Pulp fiction style?

 

[stikks]

It was a company vehicle and it was towed right away.The guy took off and the
cops got him down the street.Would the cops have his insurance info?
thanks for the reply

 

[stikks]

Sorry just read you post again,just a little rattled right now.Will go
to P.D. in the morning.-thanks-

 

[bottlebomber]

How bad was the damage? Also, are you sure you're not located in Texas?

 

[dwarven_stout]

It was a company vehicle and it was towed right away.The guy took off and the
cops got him down the street.Would the cops have his insurance info?
thanks for the reply

Wow. Crash your car into your neighbor's house and hope he can't remember which house you live in? That's one the stupidest things I've heard today.

 

[dwarven_stout]

Sorry just read you post again,just a little rattled right now.Will go
to P.D. in the morning.-thanks-

Yeah, I bet. Have another homebrew and be glad you're ok!

 

[stikks]

How bad was the damage? Also, are you sure you're not located in Texas?

He took out a corner of my spare bedroom and a few bushes.The guy was lucky
he didn`t hit about 8 feet left.I have a dresser with 10 cases of homebrew in
bottles that will be ready for the fridge in about 2 to 3 weeks.There were no
injuries,but if those ten cases would have gotten smashed,I wouldn`t be
quite as calm right now.

 

[bottlebomber]

He took out a corner of my spare bedroom and a few bushes.The guy was lucky
he didn`t hit about 8 feet left.I have a dresser with 10 cases of homebrew in
bottles that will be ready for the fridge in about 2 to 3 weeks.There were no
injuries,but if those ten cases would have gotten smashed,I wouldn`t be
quite as calm right now.

Ahh ok... I thought maybe one of your children were sleeping there or something
Save Our Suds

 

[bradpitt21164]

oh,my god/

 

[E-Mursed]

Had a similar problem back in February. Dumb ass left the road and took out our landscaping and fence just missing our house. We could not get estimates for landscaping because of the weather, and their agent(Farmers) was the laziest POS that I have ever had to deal with.

Bottom line is that we are just now getting the repairs scheduled.

Good luck and try to be patient, but if their insurance tries to drag feet, get belligerent and start escalating the issue. Being that it was a company car, I would get their employer involved ASAP in getting a resolution in process.

 

[JonM]

Call your insurer. They'll arrange for someone to board up the damage in the short term and then bring in a contractor to repair the damage for real. Your insurer will pay for all of that, then they'll go after the neighbor's auto insurer and/or his employer's insurer to get reimbursed. You get to just sit back and let the insurers do all the dirty work.

 

[Pumbaa]

Call your insurer. They'll arrange for someone to board up the damage in the short term and then bring in a contractor to repair the damage for real. Your insurer will pay for all of that, then they'll go after the neighbor's auto insurer and/or his employer's insurer to get reimbursed. You get to just sit back and let the insurers do all the dirty work.

Yup your home owners insurance should cover it BUT make sure they go after him in the long run. No reason you or your insurance should have to eat the cost of this dumb arse's retardedness

 

[Benzene]

Company vehicle? This guy won't have a job long.

 

[the_bird]

Good luck and try to be patient, but if their insurance tries to drag feet, get belligerent and start escalating the issue. Being that it was a company car, I would get their employer involved ASAP in getting a resolution in process.

Get the employer involved while he's still employed, which is probably about... oh, another hour and a half?

I don't think I'm going out on a limb guessing this guy was drunk. Drunk-driving a company car into a house, then leaving the scene of the accident... yeah. That dude had a bad night last night, but his morning in the HR department is going to be a WHOLE lot worse.

 

[Homercidal]

Worry about yourself. That guy is in fo a sht storm of a bad day!

Your insurance will get money from that guy's insurance. If it's a company car he will have insurance.

Oh and... What an idiot!

 

[Scooby_Brew]

pics please!

 

[TxBrew]

How bad was the damage?

I'm sorry to hear your house got hit. I hope the best for your insurance claim.

 

[stikks]

The guy got bailed out last night for $300.He just stopped by and said sorry,The
bad thing about it is he is a decent guy.He was drunk and only remembers the airbag
going off.He said he`ll pay my $500 homeowners deductible.I just hope my ins. co.
will give me a fair price for the damage.Damage wasn`t extensive but it will take a few
bucks to get it fixed.Any thoughts?

 

[stikks]

Here`s a couple more.Nobody was in the room,this is what I was worried about.
Might have had to go to small claims for that .He missed it by about 5' after
looking at it closer.Me and the guy are ok,no bad blood.He is in a world of crap
though with 12 tickets and uninsured (ouch).

Cheers

 

[Beerrific]

The guy got bailed out last night for $300.He just stopped by and said sorry,The
bad thing about it is he is a decent guy.He was drunk and only remembers the airbag
going off.He said he`ll pay my $500 homeowners deductible.I just hope my ins. co.
will give me a fair price for the damage.Damage wasn`t extensive but it will take a few
bucks to get it fixed.Any thoughts?

Don't take the money from him. His insurance should pay for it. Call the company that he works for if he was in a company car, they really should be handling this.

 

[JeepDiver]

Here`s a couple more.Nobody was in the room,this is what I was worried about.
Might have had to go to small claims for that .He missed it by about 5' after
looking at it closer.Me and the guy are ok,no bad blood.He is in a world of crap
though with 12 tickets and uninsured (ouch).

Cheers

Then what was he doing driving a company car? don't agree to take the 500 dollars from him, turn it over to your insurance and let them handle it. They will get everything back from the employer and their insurer, and/or the guy.

Most likely your Ins company will get it from his employers’ insurance, who will get it from him.

 

[smakudwn]

Also something like this happened to a relative of mine. Make damn sure the contractor that comes out checks for foundation/structural damage. My relative had to have extensive work done because of something like this.

 

[CreamyGoodness]

So he has 12 tickets, he is uninsured, and on at least 1 occassion he has driven drunk in a car that he does not own. I'd say that giving this guy a break would irresponsible, actually. Sounds like the kind of guy who needs consequences to take him off the road...

 

[JohnnyO]

Sorry about your house bro.

How bad was the damage? Also, are you sure you're not located in Texas?

Was going to ask the same exact thing.

 

[stikks]

The adjuster will be here in about 2 hours.Should I just let him handle it?
Like I said earlier I have no experience with this and have been paying ins.
for about 30 years.I`m sure the truck was insured by the business but
he never produced proof of ins, to the cops last night.Also he is begging me
to not call his company.Would that make a difference?

thanks guys

 

[stikks]

Sorry about your house bro.



Was going to ask the same exact thing.

No I live near Chicago but my daughter lives near San Antonio.
Is the Texas thing an inside joke?

Thanks man

 

[JonM]

What - what am I missing?

If he pays your $500 deductible, as long as you don't sign a release or anything that clearly says he's off the the hook, then he's not off the hook for anything. sure, in the end, you'll probably get the deductible back when/if your insurer claims against his insurer, but you'll be out $500 until then.

Tell your insurer that the guy wants to pay the decuctible and then do whatever they say as far as accepting/declining it.

 

[Kmcogar]

That guys an idiot. I deal with repairing this kind of stuff all the time. I say stick it to him. I mean, he was driving a company car. Make the company pay for it. If thy can afford to give him a car they can afford to pay for your house.

Your doing the right thing if you call his company. Your doing the wrong thing if you don't.

2 cents