Wow, don't want to sound like a **** but rings forming the bottle neck is not really "normal" at all. 99% of the time it is due to an infection, even if the beer might taste fine. And any white film that breaks apart into smaller bits on the surface of a beer is indicative of a pellicle.
"One of the best and simplest ways to recognize whether or not your beer is contaminated with bacteria is to take a look at your bottles of beer. Look at the surface of the beer where it contacts the sides of the bottle. Is there a deposit ringing the neck? Every gusher, hazy beer, sour-smelling and sour-tasting beer I've had the pleasure of evaluating invariably has a "ring around the neck"- a sure sign that there is bacterial or wild yeast contamination."
-Charlie Papazian (Joy of Home Brewing)