Honestly I can see both sides of this. I remember riding in my parents station wagon in a seat that faced out the back window with zero seat belts. I also remember riding in the back bed of a truck to the store(again, no protection at all)..Did I die. Nope. Could I have? Yup. Would I do all of that now knowing what I know now safety wise? Maybe, maybe not...Depends on how badly I want to get to the store I reckon.
Putting in GFCI protection is 100% a choice..It will not give your life a guarantee against electrocution. It does give some of us the piece of mind that is can help reduce that risk in the right(or wrong depending on how you look at it) situation.
The way my luck runs, that situation is more likely to occur just because my life is a Murphys Law madcap affair.
I choose GFCI. Does not make it right or wrong. Just a choice.