^ This. I don't own a brewery but am forecasting to open one in June 2015. Part of the delay is saving, as well as developing a solid business plan. There is a great farm style brewery about 10 miles from me that has started up and really done well. They already owned the land, structure, and have many acres of land to grow hops, and they are planning to grow grain soon as well. They had a lot of resources to start out with... I'm working from the ground up, and frankly, want to compete with these guys. (note: I've talked to the guys and they are top notch, good people.)
I am currently working on my business degree, which requires to write business plans, etc., So I'm in slow progress mode given the family, day job, school, and brewing... Starting to SLOWLY put equipment pieces together, but still is a long way from where I want to be, 2 years away from really opening doors. It is tough, but it is a dream that is getting closer (and more frightening). I realize it a huge risk and will be challenging, but I have a very supportive wife and family, and I'm working many of the details.
Hopefully I will have my own thread someday about the ups and downs of starting up.
Cheers