cold crashing at 1.010 and 1.012 means that you certainly can drink it a lot sooner than later. i had a bottle of my first cider the other day, which had a FG of 1.010. It was over 1 year old. i honestly didnt think it had gotten any better in the last 9 or so months. Recently I made a small batch of s-04 fresh cider. rack and cold crashed at 1.010, after about 3 weeks. rack and chill for another week. It was awesome! tart but balanced; clear; delicious.
there will be plenty of people on here telling you to wait 8 months, or a year etc. and that is fine advice if your FG was 1.000 (or lower). but if its clear and stable at 1.010, its probably good to go.
sample it. how does it taste?