It always costs more to do it right the first time. It's always worth it when you get to laugh at the other guys in the end. More $ up front means less money in the end. Good on you for doing it right the first time.
Just wanted to add a comment to this quote:
We live about 2 hours south of Dallas and 3 hours north of Houston. We built our 1900 sq ft house here which was completed April - 2011. We elected early on in the planning to build an Energy Star rated home no matter what the expense was. To have our house sprayed-foamed was an extra 9 thousand and the garage ( which was decided before the foam rig showed up ) was 11 hundred. In the 2 plus years here we have never seen an electric bill over 141.00 and that was for July/August 2011, which every day was hotter than 95 degrees and most in the lower 100's. Our neighbors (most) will not discuss electric bills with us anymore, which most see 300.00 - 375.00 for the June/July/August months. Our electric co-op has replaced our meter twice because they do not understand what an Energy Star home saves. If you are wondering - our house stays at 75 degrees unless it's cooler outside then we open the windows. If you have never been in a spray foamed house, just imagine living in a ice chest - when you walk into our attic it's just as cold as the house. There is no insulation above the ceiling sheet-rock ( attic floor ) and no attic or soffit vents. Do you have any idea how happy our central A/C unit is sitting in a 75 degree attic?
Sorry for the long post ---- but please ---- if you can afford any extra insulation on any project, DO IT!