The Pol
Well-Known Member
- Joined
- Feb 12, 2007
- Messages
- 11,390
- Reaction score
- 118
Well, it is that time of year again. Time for us all to kneel at the feet of Uncle Sam and beg for our money back. So, are you excited, planning a vactaion with your refund? Or, are you wishing that you could sleep through this time of year?
Our taxes are almost complete (had to run rough figures on dividends since investment 1099s dont have to be mailed til Feb 15th).
Our Return... $745
Last year... $3,600+
This is the outcome of tweaking my witholding, allowing me to keep $235+/mo. of my money, in MY pocket for the fiscal year.
Wifey seems noticeably pissed, because although I told her to expect this, she must have thought I was exagerrating about not getting much of a return.
Her: Well how are families supposed to have money for vacations if they dont have a big tax return?
Me: They budget it and save it themselves... what, you want to use the government as a saving plan? A 0% savings plan?
Her: Well, it is easier to save that way, it all comes to you at one time.
Me: Easier? Isnt it JUST the same as putting $200 of our monthly savings aside for the sole purpose of a vacation?
Her: Well... I guess so... hmph!
Me: Didnt you agree with me a year ago that it WAS NOT a good plan to tie up thousands of dollars in a 0% black hole all year long?
Her: I don't want to talk about it.
Looks like she was hoping in some small way for a "pay day"... which even if we had the return, she wouldnt have because Id toss it into mutuals anyway.
Our taxes are almost complete (had to run rough figures on dividends since investment 1099s dont have to be mailed til Feb 15th).
Our Return... $745
Last year... $3,600+
This is the outcome of tweaking my witholding, allowing me to keep $235+/mo. of my money, in MY pocket for the fiscal year.
Wifey seems noticeably pissed, because although I told her to expect this, she must have thought I was exagerrating about not getting much of a return.
Her: Well how are families supposed to have money for vacations if they dont have a big tax return?
Me: They budget it and save it themselves... what, you want to use the government as a saving plan? A 0% savings plan?
Her: Well, it is easier to save that way, it all comes to you at one time.
Me: Easier? Isnt it JUST the same as putting $200 of our monthly savings aside for the sole purpose of a vacation?
Her: Well... I guess so... hmph!
Me: Didnt you agree with me a year ago that it WAS NOT a good plan to tie up thousands of dollars in a 0% black hole all year long?
Her: I don't want to talk about it.
Looks like she was hoping in some small way for a "pay day"... which even if we had the return, she wouldnt have because Id toss it into mutuals anyway.