Too late to rack?

So I've got my first bacteria fermentation going. I brewed it sept 3rd, so we're pretty close to 3 months. It's being fermented with ecy bug county, plus some wood chips from a batch with ecy farmhouse Brett. Active fermentation is long over, and I'm starting to get some funky white rafty looking things on top. I intended to rack it months ago, but other brewing projects and life in General got in the way. I was really aiming for a Flanders red type brew, which is racked off the primary cake. Have I waited too long? Do the risks of racking now outweigh the benefits of doing so? What are the risks of racking this late, anyway?

Thanks everyone!

there is no real risk, if you rack carefully. you will be aerating the beer a little, which lacto won't be particularly happy about, but rack quietly and impact should be minimal.

go ahead and rack.