Campden is generally used in brewing water to remove chlorine/chloramines. The usage is 1 tablet per 20 gallons- one in 1 gallon is a huge amount of sulfite. The ale yeast being used may not appreciate that and may get stressed.
If you want to top off with tap water, and you have chlorine/chloramines in your water, treat all of the water at once before using it as chloramines don't boil off. You can use 1/4 tablet per 5 gallons, before brewing to remove the chlorine and avoid off flavors. Make a bit more, to use for topping off.
I don't ever boil my water before using in beer or wine, but I have good quality water at my house. If your water is iffy, and you're worried about it, you can boil but if that is the case I'd just buy some bottled water.