If its 74 in your house with ac on then even for me i would have a fermentation chamber. Cool to whatever and finish chill in chamber, no?
After moving I tried a swamp cooler successfully for 2 in late December and January. By February we had a warm spell and I couldn't stabilize the temperature for 2 days so I went out and bought another chest freezer (I have one in storage but it is in Massachusetts). I have an Inkbird for temperature control.
But, I can only get the temperature down to about 80 with my IC, then it takes overnight to get the wort to pitching temperature. I'd rather have it all done in the same day...