Some peer reviewed research from yore quantified that once a room temperature measured pH of about 5.1-5.2 is achieved, little to no additional pH drop occurs across the duration of the boil step (unless you add acid). If you enter the boil at a room temperature measured 5.25 pH, you are more likely to be reaching KO at around 5.1-5.2 pH, than reaching KO at 4.9 pH.
Per the literature, if you enter the boil at a room temperature measured pH of 5.50 - 5.55, and there is sufficient excess remaining unbound calcium ion present, you "may" see a drop to 5.2 pH across the boil. But the 'maximum' measure of the boil pH drop is about 0.3 - 0.35 pH points, and the minimum measure of the same drop is zero. In general, the higher the pre-boil pH and the higher the 'free' calcium, the greater the measured pH drop across the boil, but with a maximum drop of about 0.3 to perhaps 0.35 points...