jgln
Well-Known Member
What credit card would you recommend? I have had Citibank for ever but I think I could do better with rewards and cash back with another company but I am not sure. Are these programs really what they seem to be or is there a catch to them like their acceptance not as wide. For example I had heard once the Discover Card was not as widely accepted as others. I am not too concerned about interest rates as I have been paying off the full balance each month in full for probably the last 20 years.
On a side note my girlfriend just got notice that BOA was greatly increasing her interest rate after reviewing her account activity. Like me she has always paid the balance in full. I told her to call and ask why but my guess is it is because they make no money from her, just like Citibank from me. That way when she is late on a payment they can nail her on interest. I only have a CC so I don't have to carry a lot of cash and can impulse buy.
On a side note my girlfriend just got notice that BOA was greatly increasing her interest rate after reviewing her account activity. Like me she has always paid the balance in full. I told her to call and ask why but my guess is it is because they make no money from her, just like Citibank from me. That way when she is late on a payment they can nail her on interest. I only have a CC so I don't have to carry a lot of cash and can impulse buy.