Post-boil pH is tricky, in my experience, and requires familiarity with the recipe and a pH meter. To my knowledge, there is no calculator for post-boil pH. I know Silver is Money was working on one a few years ago, but I haven't heard about that in years.
Anyway, post-boil pH has been a big point of emphasis for me during the past four-five years and I'm reasonably happy with my results, even if they aren't always perfect. Here's how I tackle the problem for light colored beers (dark beers are a whole different kettle of fish and my process isn't as refined--it's something I should leave for others to discuss).
I like to mash at 5.4 for efficiency, then measure and adjust my post-mash entire runnings (pre-boil runnings, if you prefer) down to pH 5.25-5.2. This typically requires 1-1.5ml of 85% lactic/phosphoric with my DC tap water. So far, so easy.
The tricky part is the hops bill. I've certainly encountered a pronounced "ski jump" effect with hop bills that have 2oz+ of finishing hops. I use the term "ski jump" because my pH falls, as it should, and as the classic lager texts describe, until the the 20, 10, 5, and KO hops come into play. I always take a 20min pH sample and it invariably follows predictions, but the more late kettle hops I add, the more pronounced the ski jump effect. I may take a 20min reading that shows pH 5.05 when properly cooled, but that same beer may have a pH of 5.25 when cooled and racked into the fermenter. If you plot that line, it looks like a ski jump from the side, a long steady decent with a quick flip upward at the end.
To counter the ski jump, I employ an additional 1-2ml of acid (hop bill dependent: more acid for more hops) when I toss in my nutrient, boil trifecta charge, and whirlfloc. This is a convenient time to do it, but I cannot say if it's the ideal time to do it--I can't say that I know when that is. I do know that it'll fairly reliably get me down into the pH 5.0-5.1 range that I'm targeting.
Okay, neat. Is all of this worth the bother? I'm not a trend chaser, I don't do things in my brewery because other people say I should. If I'm doing something in my brewery I'm doing it because I'm trying to address a problem, I've tested the new process thoroughly, decided it makes a positive contribution and found that it's worth the hassle. Regarding hoppy pale lager beers, I think this makes a huge difference. It's blindingly obvious to me when I get it right and when I don't. This is especially evident with my Pre-Prohibition/N. American Premium Pils series of recipes called Panther Piss, you likely know Panther Piss if you follow the "What are you drinking now?" thread with any regularity.
Those recipes are aggressively hopped by lager standards, they use a fair ol' whack of Clusters and an aggressive amount of gypsum--I could call several of them IPLs, if I saw fit. If I don't hit my target pH going into the fermenter, they're unambiguously rough and coarse on the tongue. If I hit that post-boil pH, they're aggressively hoppy, bone dry, but quite smooth with room for the grist to pop through. Missing the post-boil pH always kills the grist in the flavor profile of these recipes.
This year, because we haven't had a lot of rain in DC and my tap water has been abnormally chunky, I've started experimenting with a final fermenter dose of acid to fine tune my pH as I rack out of the kettle--my old notes have betrayed me because my water is a bit more chunky this year. I don't have as much data available on this technique, but it seems to be working. I don't know if this can be used as a substitute for my 15min acid addition. I've never tried that before.
I'll also mention that if you're brewing an ale, especially a UK ale, ale yeasts are much more aggressive at adjusting the pH once they're pitched and can get a bit sour if you set them up too low. With the Fullers strain, I like to pitch around pH 5.0-5.1, like a lager. The T. Taylor strain seems a bit more happy at 5.1-5.2--but I'm not certain about that; I'm usually pitching something dark with that strain, so I can't say for certain. Chico seems happy at 5.1 and I don't think I've every managed to get it down to 5.0 because when I use Chico I'm using a boat load of hops. This Fall, when I make a big, stupid hoppy ale with Chico, I'll certainly try the acid at racking into the fermenter technique. As I write this, I have no data to report on that idea.
Anyway, that's what I know right now. I still have more to learn because there's a lot of moving parts in play and I suspect that'll always be the case--hence, no calculator. I have scads of brew logs available if that'll help anyone out.
I hope you found this was useful.