If you want to split the difference between “set and forget” and force carbing, try this-set the pressure to 30 psi and leave it for 18-24 hours. Don’t shake, rattle, or roll the keg, just set the pressure and walk away. The next day, shut the gas off and leave it alone for 12 hours. Or a little more. There isn’t a specific, magic number. During this time, the beer will absorb the gas in the headspace. Then turn the gas back on at your chart pressure and leave it alone. You will find the beer to be drinkably carbed at this point and, over the next few days, will reach the level you can live with without worrying about overcarbing.
The carb charts aren’t that complicated. Find your temp on the left. Follow the row to the right until you find a number close to your desired level of carb, in volumes of CO2. Then go up that column and set your regulator to the number at the top. The OP says he’s at 38° with an Oktoberfest Lager. Figure at least 2.5 volumes. That would put his chart pressure at 11-12 psi. The type of faucet and the length and diameter of the liquid lines are all variables, and, as the user gains familiarity with a particular draft system, the necessary tweaks to pressure, line length, etc., will get worked out. The method described above is a pretty basic way of establishing a baseline while still getting the beer carbed without a lot of fussing.