OrdinaryAvgGuy
Well-Known Member
- Joined
- Jan 9, 2013
- Messages
- 1,003
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My recent decision to eliminate cable TV has not been well received by friends and family members who frequently refer to me as a tightwad, cheapo, stingy, thrifty, frugal, a penny-pincher, etc. I have heard them all.
This got me to thinking, I bet many of you started this hobby to save money on beer. I know this was one deciding factor for me. (after 6 hours of brewing, bottling and cleaning for a 6 gallon batch I learned the hard way) There has to be some real tightwads on this forum.
Here's how the contest works.
There are 2 rules to the contest:
For comparison purpose this contest has been broken down into 8 categories: Communication (includes cable/satelite service), car payment, car insurance, health insurance, cell phone, utilities, food and other.
Okay, Ill start
Communications:
Just eliminated cable. Ordered Ooma for phone service $4 per month, internet $45. These are both a must as they are used to pay my bills.
Car payment
Whats this?
Car insurance:
State mandated liability insurance. $41 per month for 2 vehicles
Health insurance:
5k deductible HSA based plan $72 per month (was just over $50 prior to jan 1. Will not get started on this one)
Cell phone
Tracfone baby. I buy the 1 year plan for $200 - 4500 mins. Comes out to $16.66 per month for 375 mins.
Utilities
This is one area that I am not stingy only because I enjoy being comfortable in the summer. Ac stays at 72 degree with electric averaging $130 per month.
Food
Discount shopping when possible. Ollies, Aldi and cringe... Walmart
Other
My wife cuts my hair, refill my car wiper blades to save $7, I only flush it down when brown, wear pants several times until they are soiled or smell, wash my condoms out and reuse them. Just kidding! But I do have a friend that actually does this.
Okay your turn.
Oh, and the winner gets this free book on managing arthritis pain. http://www.all-freemagazines.com/Free-Health-Magazines/Arthritis-Guide-Booklet-Free/
Come on, you know you want it. ITS FREE!
This got me to thinking, I bet many of you started this hobby to save money on beer. I know this was one deciding factor for me. (after 6 hours of brewing, bottling and cleaning for a 6 gallon batch I learned the hard way) There has to be some real tightwads on this forum.
Here's how the contest works.
There are 2 rules to the contest:
- You must list ways that you save money each month along with the associated savings
- You can not be Jewish. Sorry my jew friends, we want this contest to be fair.
For comparison purpose this contest has been broken down into 8 categories: Communication (includes cable/satelite service), car payment, car insurance, health insurance, cell phone, utilities, food and other.
Okay, Ill start
Communications:
Just eliminated cable. Ordered Ooma for phone service $4 per month, internet $45. These are both a must as they are used to pay my bills.
Car payment
Whats this?
Car insurance:
State mandated liability insurance. $41 per month for 2 vehicles
Health insurance:
5k deductible HSA based plan $72 per month (was just over $50 prior to jan 1. Will not get started on this one)
Cell phone
Tracfone baby. I buy the 1 year plan for $200 - 4500 mins. Comes out to $16.66 per month for 375 mins.
Utilities
This is one area that I am not stingy only because I enjoy being comfortable in the summer. Ac stays at 72 degree with electric averaging $130 per month.
Food
Discount shopping when possible. Ollies, Aldi and cringe... Walmart
Other
My wife cuts my hair, refill my car wiper blades to save $7, I only flush it down when brown, wear pants several times until they are soiled or smell, wash my condoms out and reuse them. Just kidding! But I do have a friend that actually does this.
Okay your turn.
Oh, and the winner gets this free book on managing arthritis pain. http://www.all-freemagazines.com/Free-Health-Magazines/Arthritis-Guide-Booklet-Free/
Come on, you know you want it. ITS FREE!