I only use secondary for, as others have stated, dry hopping, fruit, or if I don't have an open keg and need a fermentor. The only thing I will note though, is that I have gotten considerably clearer beer on the first pull from the tap when I secondary then keg, as opposed to primary to keg. Still though, it's not enough of a difference to make me always secondary. If I let it sit for at least 3 weeks, before transferring to a keg, even the first couple of pulls really aren't cloudy enough that I wouldn't drink them, it's more of an esthetics issue.