It's simple. It's called Cocked and Locked. I carry it with a round chambered. The 1911 is SA only.
I carry the H&K with one in the chamber, too. Hammer down (DA/SA). Used to carry with 15 (mag) + 1 (chamber). Our ***** ass governor signed a bill months ago that ****ed up a lot of rifle owners in my state. Also pistol owners. The main thing for me was I couldn't carry more than 10 rounds in my pistol. And on January 1st, 2014, my two 15-round 9mm mags have to be registered, which I will not be doing. H&K makes 10-round mags for my P30, so I'll buy two of those so I don't have to register a damn thing. ****ing turds.