I always use tap water for my sanitisers. My water is city water and is relatively clean. I use two sanitisers. One-Step & Idophor. My decision on which one I use is based on much I think I need. One-Step by the gallon, BTF-Idophor 2.5-5.0 gallons at a time.
I only use sanitser one day. I have read One-Step can last a week in the fridge, however as cheap as it is and as how costly the other ingredients are now I don't think saving it is worth the bother.
If the sanitiser in the course of one day looks dirty, I will pitch it and make more. Whatever is sanitized should be clean from the start
I one time left Idophor in a covered pail with siphon hoses in the bottom. The solution was very slimey and discolored the hoses. This was a couple weeks later. Into the trash they went and off to hardware store I went!
I also use bleach 2 oz per 5 gal water. When mixing the two you need to use warm to cool water. Hot water will flash off the chlorine gas rendering the sanitizer/cleaner less effective. Sunlight will degrade it too. I store all of my empty carboys with bleach water so nothing funky grows in them. This is the only thing I save and my only use for bleach.
I don't know how using tap water would render sanitiser less effective unless it from a poor well or if its hot and you are drawing sediment from the hot water heater. Special water treatments could be a factor. If you have RO water in the house and you have the copper anode in your water heater it will make the water sulfury, more so worse for brewing. If you have soft water with added salts that may increase the PPM of disolved solids thus lowering the affinity for free particals to attach moleculary or go into solution. Soft water is more saturated with salts so mixing sanitizers with such water won't stay insolution as well or will settle to the bottom sooner. You might have to work harder or wait longer to blend them or continue to do so with time. Think of what happens if you mix sugar into iced tea and it won't disolve quickly after so much is added it won't hold any more and it settles out to the bottom. In my opionion I don't think that soft water is really a problem most city water is softened to some degree.
The only bottled water I use is for brewing, usually just the top-off and the airlocks. Sometimes I use sanitiser in the air locks too.