Just wondering...

[the_bird]

Yeah. Take a look-see at savingforcollege.com, it's a great resource for 529s. You don't need to pick a VA-specific plan, but there might be some state tax benefits to doing so (I don't know the answer for certain).

Take a look-see at this from Vanguard:

https://flagship.vanguard.com/VGApp/hnw/accounttypes/college/ATS529OverviewContent.jsp

 

[Chairman Cheyco]

I gave up debt a few years ago, it made me feel icky so I stopped...

 

[sudsmonkey]

I was eyeball deep ( nobody else has touched the figure so far) a couple of years ago, thanks to having to meet a payroll, needing to eat, and the demise of a great American company thanks to the greed of it's executives. I know, it's always someone else's fault. Anyway, we refinanced a house we own and were able to pay most of it off, get the A.holes to quit calling/threatening us, and ended up with a far better interest rate. You couldn't give me another credit card. I'd be scared to finance an apple now. If I can't afford it now, I wait until I can before I get it. That was a hard lesson.

Damn companies still send me credit card applications.

 

[Ivan Lendl]

I wish I did! I just recently got my first CC and I maxed it out 3 times in the first month, its only a 200 dollar limit, as soon as they extend me to over a Grand im gonna buy me a Jaguar...(of course I plan on paying it off)

Not having credit sucks ass and ive waitied a long time to get some so Im not gonna mess that up...

 

[homebrewer_99]

I was in debt a long time ago myself after a divorce.

I paid cash for my last 3 cars and paid off my house in 2 years 2 months!

Totally debt-free!

 

[Bernie Brewer]

Got'er down to 200 bucks. That'll be paid soon. I never have had the balance go over 5 or 6 hundred, though. All of our vehicles are paid for, and I'm willing to drive junk to keep it that way. So our only real debt is our house and SWMBO's student loans from grad school.