That's why I went ahead and bought an old truck. I figured if I didn't have a hole in the ground to throw money into before the spawn arrives I'd never get one.
Ok, here's one other piece of advice you may NOT have heard.
If you are anything like me, you'll be singing your daughter to sleep at least once a day. Nothing says that this needs to be "Rock-a-Bye-Baby." They don't understand the words when they are young, they just want to hear your voice.
Find some of YOUR music that can be sung as a lullaby, so that you aren't bored to tears. For me, it was Tom Waits - but really, there is a lot of stuff out there that works, you just need to find a melody.