It's cheap:
Get a plastic bin from Walmart (knock-off Rubbermaid).
Put your fermentor (carboy or bucket) in it.
Fill the bin 3/4 with water.
Toss in ice packs or gallon zip-locks of frozen water as needed.
If your feeling fancy, do the wet towel with a fan thing on top.
The whole setup will cost you less than $10. It's not perfect, but hey, it's better than fusel-tasting beer.
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I would like to ask the forum if anyone is using amber glass carboys as their fermentor. I've been looking for one. But truthfully, do I really need one? I'm wondering why, when so many people talk about ultraviolet light and how it negatively affects beer not protected from these "death rays", why is it there are no amber carboys? Does beer somehow become vulnerable to attack from these death rays after it leaves the carboy and is capped in a bottle? I've been trying to wrap my head around that. I've never noticed beer in clear glass bottles tasting worse somehow than other beer in brown bottles. But that's just me. Could it be that the brown bottle tale is a myth perpetrated by brown bottle blowers in the days of yore? Dunno. Seeking input from more experienced brewers.