I presume you dont actually "scrub" the plastic!
(scratches are easy to do and leave places for the bad guys to hide).
Also look at star-san for sanitizing. Maybe your no rinse solution (brand name?) isnt actually sanitizing but another cleaner.
Lastly, people do top off with unboiled water but I would boil it first, cover, set aside to cool (usually overnight), then place in your sanitized fermenter before starting (if you have only 1 boil kettle). Everything that touches the wort, post-boil, should be sanitized. Boiling for 10 min sanitizes the water and drives off chlorine so it should taste better.
good luck!