While you could probably get away with a set point as low as 30°F, I wouldn't go much lower than 34°F (that's where I have my keezer set). At that holding temperature, beer ends up in my glass at 41°F in the middle of summer, and I like it like that.
Your calculated carbonation level is on the high side of what I would bet most folks use for generic ales (~2.5 volumes) but if you like it like that why change?
Otoh, I don't recommend directly immersing probes in liquid as few probes are rated for that use, and the rest will eventually fail. Either use a proper thermowell, or keep them dry. I use a velcro strap to pin my controller probes to the side of carboys and kegs with an inch thick piece of insulation over the probe. My controllers consistently read within a half degree of any other measurement method (LC strips, Thermapen and IR thermometer)...
Cheers!