Dear god, you are totally going to get me in trouble for spending yet more money on beer stuff. But Lowe's is so close, and insulation board so easy to cut...
Please do keep us posted on how each bay's temps are tracking. I've got an old dorm fridge that I'm only using to store my grains in. I have a ton of space in the basement I could put something like this in (under the stairs, even... out of the way).
One question, though... how easy/difficult is it to drop in and pull out the carboys from the top? How well is the flooring supporting the weight?