Yet another one here who uses a refractometer for everything until I pitch the yeast. With both hydrometers and refractometers some are better than others, and some are more accurate than others. I also don't trust the ATC on mine completely, not because I think it's innacurate, but rather because those things are always limited. So if I'm taking a pre-boil gravity, I still chill it down a bit (to maybe 90-100 instead of sparge temps).
But for when you want to take a pre-boil, or even something as simple as a quick check of your first runnings gravity, or a quick check of your sparge runnings gravity to make sure you're not oversparging, you really can't beat grabbing a quick drop or two.
After yeast is pitched, it's always the hydrometer. Using a refractometer post fermentation has never been an option in my book (correction calculator or not), but I suppose next small batch that I do (1 gallonish) where I don't want to sacrifice a full hydrometer sample, I might make an exception.