That's good information, I thought you had an immersion chiller!
The cheapest route I can think of, is to get a submersible pump to be able to recirculate ice water through your counterflow. What I would do is to pump the boiling wort through the counterflow, and back in to the kettle, until the temperature drops past 100F with ground water, or even into the 80's or so. Once it hits that temperature, switch from ground water to ice water that is recirculated with the submersible pump, and pump the wort through the chiller and into your fermenter, or back in to the kettle if you want it all to get to pitching temperatures.
With your ground water in the 70's, you will need to use ice water in whatever system you choose - given that you want to pitch at a temperature lower than that of the ground water.
Going to a plate chiller without ice water won't do any good right now, and you would need to have a massive glycol chiller to be able to go from boiling to pitching temperatures. Glycol is great for keeping it cold, but to have a system to pull away that much heat is expensive and unnecessary for most.
If you keep the counterflow, you shouldn't have to worry about filtering. If you decide to go with a plate chiller for some reason (do we ever really need a reason to upgrade? :] ) then you would want to figure out the best way to keep debri out of the chiller. I have seen threads where people backflush, reflush, bake, soak, and even after all that cleaning, crud still comes out. So if you go this route, you need to make sure to clean it and do preventative maintenance on it.
Another option is to go with some sort of post-chiller. In my experience, pre-chillers are pretty worthless. I've never done a post-chiller, but it would be much better than any pre-chiller.
To combine two of these ideas into one, you could build a smaller counterflow chiller, have the first one use ground water, and then feed the chilled wort to the second chiller, which has the ice water recirculating through it. I have seen one brewer that used two therminators in this way with great results (it was also quite expensive!).