mold or scoby

My batch has currently been in its secondary fermentation container for the last 2 weeks and I noticed today some white material forming on the surface. I'm not too sure if this is mold or the cider is infected. Has anyone experienced this before or know what it is? Photos attached

I started it from a commercial bottle and it’s been 2 weeks. I’m not sure if this is the right look?

So checked my secondary Carboy today and found something on top. At first I thought it might just be left over hops from the dry hop, but it seems to be increasing in size and abundance. Does anyone have a suggestion or solution? Thanks!

About a year ago I did my first 3 or 4 batches, then got away from it. Really want to get back into it and started my first 2 gallon batch over the weekend - it's been 5 days in 1F. Bought a SCOBY from a local independent tea shop, very thick 3/4" or so. Used a very strong black tea (Trader...