I don't have anything to do with PayPal, personally or as a merchant. I have a merchant credit account (obviously not for everyone), but my product is also available through Amazon and they don't take PayPal either. It lets people deal with a large company and unlike PayPal, Amazon actual gives merchants some protection from customers. Ain't cheap.
Remember one unassailable statistic, as explained by the late, great George Carlin: "Just think of how stupid the average person is, and then realize half of them are even stupider!"
"I would like to die on Mars, just not on impact." Elon Musk