Steeping grains are cheap, 1.75 a pound, try some caramel malt and use only 8 ounces of the honey toward the end of the boil. Save the oats for a stout. Use the cascade for bittering and split up the saaz, 1/2 20 min and 1/2 for 5 min. You will have a nice beer, better than anything you could buy at the store.
"Whoever makes a poor beer is transferred to the dung-hill." Edict in the City of Danzig, 11th Century.