Originally Posted by UnDeadPresident
Zeroing out my CC debt and then buying the stuff for a Son Of Fermentation Chamber for my place, and for a wooden brew stand for the AG setup my friend and I are setting up at his. Not sure which I'm the most excited for.
If you're gonna build a foamboard ferm chamber, I highly recommend building a "38DD Mother of Fermentation" chamber. Google that term for instructions.
It shouldnt be much more than building the "son" chamber, and will hold 2 fermenters. I have one, and used a controller from coolerguys. I forget their site (may be coolerguys.com) but they specialize in cooling A/V equipment. The temp controller has plugs already mounted to it, and they have connectors that plug into 12v PC fans. Makes wiring a snap.
One piece of advice though, use an outer container to hold your frozen ice container. I use little shoebox-sized plastic totes/tubs. One day, after repeated freezing/thawing, the bottom of one cracked. I did not realize this because I put it in the chamber frozen. When I got home from work, it had leaked ALL over the floor, ruining the laminate flooring under my 38dd chamber. .
Originally Posted by biohaz7331
Awesome good to hear everyone's new plans. On the cc debt I will also be paying off my cards before buying my new equipment.
Had quite a bit of CC debt to pay off myself. Thats the reason i didn't get as much brewstuff as I wanted.
Feels great knowing it's gone, but I'm just wondering how long it will take before I slowly start acquiring it again
Originally Posted by PackerfaninSanDiego
that's what everyone should do.....why give them "$1000" interest free and get it back in April?
For some people who absolutely cannot save money (myself included) due to lack of restraint, this is actually not a bad idea.
My accountant guy who did my taxes said I was getting back too much, but if I'm not able to save on my own, this is a perfectly viable way to do it.
Also he said since the interest rates are crap anyways, I'm not losing any real money by giving Uncle Sam this "interest-free loan." I got back a LOT this year (say between 6 and 7 grand), and he said it would have only made me about 70 dollars in interest.
I'm fine with that, knowing that I would have blown every penny of that money.