We have a local startup nano that acquired a building last Fall, and they are still not done satisfying all the bureaucratic requirements. There are three guys, each with a piece: a brewer, a marketer, and a lawyer. They've put together a startup / pilot rig of 2 bbl., and plan to make a quantum leap from there once there is a demonstrated market in this area. They are self-distributing under the new law in IL, and have a tasting room in the same building as the brewery. This strikes me as well planned, well thought out, and I think it has a good chance of success. But they raised several times the amount mentioned in the OP, just doing a Kickstarter- quite apart from whatever other capitalization they may have. I realize that there are some states that may let you brew in your basement, but this isn't the 1990s when outfits like New Belgium and DFH started up. And, yeah, Jim Koch of Sam Adams fame was successful, but his rich father invested in Boston Brewing to make it happen.
I endorse the posts that say to do a business plan. Also see a lawyer.
“Malt does more than Milton can / To justify God’s ways to man”
-A. E. Housman (1859–1936). A Shropshire Lad , 1896.