I'd say just bottle it. Gravities are really only there to stress you out. I take them as general guidelines as opposed to strict rules. If its at 1.020, and has been for 2 weeks, I'd say its not going anywhere anyway. So maybe it won't have quite the alcohol you wanted, but you'll have plenty of malty goodness. Just my 2 cents.
Kegged: Schoo-Fly Stout, Saison Jermaine, Pale #11
On Deck: Dry Cider