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Home Brew Forums > Home Brewing Community > General Chit Chat > Stupid debt riddled neighbors...
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Old 01-22-2010, 05:34 PM   #1
The Pol
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Default Stupid debt riddled neighbors...

So, my neighbors, with bad grass...

They will give you the shirt off thier back, but I really want to slap them.

After planning to have a child (12 months), getting pregnant, doing the 9 month thing... decided that $200/mo for health insurance was "too pricey". So, they went to the doc, had a c-section birth... no insurance, no money...

Apparently Medicaid goes retro 3 months or something, I dont know for sure... never been there, but anyhow...

The dude makes $45k a year (not bad in Indiana) and they are complaining that they cannot get Medicaid and cannot pay this medical bill ($20+K?)

Owned an almost new truck, which they are upside down on... and a Toyota 4 door. They said that they could not move the seats in the car back far enough with the child seat in the back... so... logically...

Two days ago, they go buy a new Minivan... a $35,000 minivan... to hold one car seat. Now... tack on the $15k that they owed on the upside down truck that they traded in (oye) instead of trying to sell outright... now you have a $50k van... for one child seat.

But you see, they are pissed that they cannot get Medicaid, because $200/mo to insure thier families health, is too pricey.


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Old 01-22-2010, 05:40 PM   #2
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Who the **** approved them for a $35k car loan?


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Old 01-22-2010, 05:45 PM   #3
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you should have told them about this thing called a used mini van. What morons
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Old 01-22-2010, 05:46 PM   #4
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Isn't that the american way?
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Old 01-22-2010, 05:47 PM   #5
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Ha.

I have been riding with 2 car seats in a regular cab pickup for well over a year now.

Wife says the truck doesn't "fit our needs" and wants me to trade in for a Suburban. Fortunately, we can;t afford one. But, sometimes logic is "fuzzy".
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Old 01-22-2010, 05:50 PM   #6
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Or something called natural birth. Home birth midwife - $1500 ..... tr getting a room in a hospital for that price with no insurace .... let alone birthing a child in a hospital.
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Old 01-22-2010, 05:52 PM   #7
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Personally, I am thrilled the wife got a c-section. Keeps "things" stock if ya know what I mean.

Course I also have Insurance so......
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Old 01-22-2010, 05:54 PM   #8
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Some people never learn. For some people it takes a long time to learn, like myself.

You can be angry with them, but you aren't going to be able to help them. It's going to take a few years, when they are up to their ears in debt, and can't pay the bills before they hopefully snap out of it.

In my situation at least (an I'm not proud of it), I can pay the bills, have insurance, etc... But unless I advance, I'm going to be looking for a new job in 2.5 years and I have some debt that needs to be addressed now.

What I am saying is that you can be the best neighbor in the world, you can try to offer advice (because from what I've seen, when it comes to finances you have it down) and hope that they take something from you, but in the end it's probably going to take a good "financial f!!king" to set them straight.
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Old 01-22-2010, 05:54 PM   #9
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It's silly to me that people will spend so much money on something that goes down in value so quickly.
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Old 01-22-2010, 05:59 PM   #10
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The guy who used to run the pizza place was like that, ditto his wife. She used to check the company account a couple times a day to see if there was enough money to go shopping. He was trying to buy a hovercraft AND a RV! When they folded, they were 8 months behind on the store's mortgage.


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