I've heard that you can make a starter to grow the yeast and then let it floc out in the fridge, decant the spent wort, and then pitch it which is better if you are making a very large starter and don't want the spent starter wort in your beer. I've also heard that it's best to pitch the yeast at the height of its activity which would require that you not let it cool down and floc out and decant the spent wort. My question is actually for the second method and the effect that cooling has on yeast activity. I'm planning to ferment a beer at 66, but my room temp is 74. So my starter will be active and ready to go at 74 degrees. It seems to me that cooling the starter to pitch at 66 would reduce the yeast's activity and take away some of the advantage of the active starter as opposed to the cooled/floc'd/decanted starter. Even chilling the wort to just 72 and pitching the active starter would still require cooling the beer in the fermenter down to 66 which seem like it would have a negative impact on yeast activity. Am I over-thinking this or are these real concerns? If I cool the starter at height of activity is the effect negligible as long as it's gradual?