stratslinger
Well-Known Member
Like the subject says, have you ever had a credit card number stolen?
I've already had two calls tonight, one from my credit card company, and one from an online retailer, both concerning a pair of fraudulent charges against my credit card that were posted today. Fortunately, they were caught and identified very quickly, I'm not liable, though I do have to watch the account closely for the next week or so to make sure no additional garbage shows up.
When my credit card company called about the charge, I thought that was great; they were doing their job admirably. And no, they asked for no personal information except my address to verify against my account - no other account or identification numbers were exchanged, this was not a scam (unless the scam was to verify my physical address? Pick up the phone book!).
But when the retailer called a couple hours later, that just seemed, funny. The retailer, I guess it can't hurt to say, was walmart.com. I'm not sure if they identified the charge as suspicious themselves, or if they simply were responding already to the credit card company shutting down the charge. I asked what was ordered, but they wouldn't say without a police report. I'll follow up with the credit card company on that account, and make sure they're following up with the legal side of things (or I'll begin doing so if they're not). Again, no information was asked other than "was this charge for X dollars really you?" and then "OK, we'll cancel the order and put a block on any further charges from that credit card number."
I'm a little leery about how someone came across the number. At least recently, I placed my second ever order with Northern Brewer, my first with Austin Home Brewing Supply, and my first with McMaster Carr. I've also used it at a couple other places locally lately; only one of those was a first-time kind of thing... I'm guessing it's coincidence that this popped up so soon after first ordering with the other places, but I can't help but feel at least a little suspicous.
I guess I'll feel better when the credit card company's investigation goes through and hopefully identifies the culprit...
So, does this rambling sound familiar to anyone out there? Any advice you can give me other than cancelling the card (already done), and cooperating with whatever investigation happens?
I've already had two calls tonight, one from my credit card company, and one from an online retailer, both concerning a pair of fraudulent charges against my credit card that were posted today. Fortunately, they were caught and identified very quickly, I'm not liable, though I do have to watch the account closely for the next week or so to make sure no additional garbage shows up.
When my credit card company called about the charge, I thought that was great; they were doing their job admirably. And no, they asked for no personal information except my address to verify against my account - no other account or identification numbers were exchanged, this was not a scam (unless the scam was to verify my physical address? Pick up the phone book!).
But when the retailer called a couple hours later, that just seemed, funny. The retailer, I guess it can't hurt to say, was walmart.com. I'm not sure if they identified the charge as suspicious themselves, or if they simply were responding already to the credit card company shutting down the charge. I asked what was ordered, but they wouldn't say without a police report. I'll follow up with the credit card company on that account, and make sure they're following up with the legal side of things (or I'll begin doing so if they're not). Again, no information was asked other than "was this charge for X dollars really you?" and then "OK, we'll cancel the order and put a block on any further charges from that credit card number."
I'm a little leery about how someone came across the number. At least recently, I placed my second ever order with Northern Brewer, my first with Austin Home Brewing Supply, and my first with McMaster Carr. I've also used it at a couple other places locally lately; only one of those was a first-time kind of thing... I'm guessing it's coincidence that this popped up so soon after first ordering with the other places, but I can't help but feel at least a little suspicous.
I guess I'll feel better when the credit card company's investigation goes through and hopefully identifies the culprit...
So, does this rambling sound familiar to anyone out there? Any advice you can give me other than cancelling the card (already done), and cooperating with whatever investigation happens?
