I use an igloo cooler as my "Yooper lagerator" in the winter, and as my "Yooper heated fermentation chamber" in the winter as well. (There is a picture in my gallery- I'll try to dig it up). Basically, I made a new lid for the cooler, with three layers of styrofoam. With a water bath and an aquarium heater (under $10), I can keep the temperature of the beer at a balmy 68 degrees if I want to (and my house is COLD!). Or, I can take out the aquarium heater, and add frozen water bottles to the water bath and maintain 34 degrees for 8-12 weeks in my basement.
I guess my point is that with some ingenuity, you can cheaply and inexpensively (and without taking up too much room) maintain some decent fermentation temperatures. I would recommend erring on the side of "too cold" when in doubt. Ales fermented with a clean ale yeast like nottingham can be super crisp, almost lager like, and I've fermented them at 59-60 degrees.
As far as what you already have, you can add a light bulb set up to your freezer, but I'm not sure how well that would work in your garage. A basement would do, but I imagine your garage gets pretty cold.
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Broken Leg Brewery
Giving beer a leg to stand on since 2006
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