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Old 09-30-2012, 02:55 PM   #11
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Yup, that is about what I have found. Odd. It seems like there is a lot of room for shenanigans!
There are! I listen to a home improvement radio show that had a caller with the same predicament you're in. They said to be careful who you get to do the job and go with a local contractor. They said there are a lot of fly by night roofers that bounce from state to state depending on the season to get work from natural disasters. (Midwest in the spring/summer and the east and gulf coasts in the fall) They'll give you an estimate based on how much the insurance gave you then cut every corner and use crappy shingles. Then you'll never see them again.

I've also heard of driveway sealcoating scams in the summer.


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Old 09-30-2012, 04:19 PM   #12
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Originally Posted by PapsD

There are! I listen to a home improvement radio show that had a caller with the same predicament you're in. They said to be careful who you get to do the job and go with a local contractor. They said there are a lot of fly by night roofers that bounce from state to state depending on the season to get work from natural disasters. (Midwest in the spring/summer and the east and gulf coasts in the fall) They'll give you an estimate based on how much the insurance gave you then cut every corner and use crappy shingles. Then you'll never see them again.

I've also heard of driveway sealcoating scams in the summer.
Not to offend anyone here, but it would be idiotic to ever hire a traveling contractor to do any work at your home. It's one thing if they travel from the next town over, but any permanently mobile contractor is completely suspect.


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Old 09-30-2012, 04:46 PM   #13
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I'm a homeowners claims adjuster. I talk to contractors every day and work with them. I also hop on the roof and measure myself, write my own estimates. Good advice to get a reliable local roofer and not a "storm chaser".

The price difference in materials between 3 tab and 30yr is negligible so the 30 year makes sense. Have your contractor bid to remove and replace with 3 tab and send that bid to your insurance company if it is higher than the current settlement. They owe you the reasonable cost of repair for the quality of material you had. Upgrading is on you, but again that price difference should be under a thousand.

We miss stuff and revise estimates all the time, that's why its just called an "estimate". As long as the contractor isn't charging an unreasonably high price (out of line for the area) I can always work it out. The adjuster will need to know the reason for the increase, forgot drip edge, etc.

If the insurance company is paying to replace your roof, at the end all it should cost you is your deductible and the materials price difference between 3 tab and 30 yr.
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Old 09-30-2012, 08:06 PM   #14
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Originally Posted by PapsD

There are! I listen to a home improvement radio show that had a caller with the same predicament you're in. They said to be careful who you get to do the job and go with a local contractor. They said there are a lot of fly by night roofers that bounce from state to state depending on the season to get work from natural disasters. (Midwest in the spring/summer and the east and gulf coasts in the fall) They'll give you an estimate based on how much the insurance gave you then cut every corner and use crappy shingles. Then you'll never see them again.

I've also heard of driveway sealcoating scams in the summer.
Sounds like gypsies to me
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Old 09-30-2012, 08:39 PM   #15
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It does happen. People do it because it's easy. they get an estimate that's the same as the check.

People do stupid crap all the time like:

payday/title loans
check cashing places
car and home loans with balloon payments
Credit cards


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