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Old 06-24-2008, 06:14 PM   #1
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Default Pet insurance

Because a friend of mine paid $1,500 for an operation on a cat, I had to wonder if I would do the same. I love my pets dearly. Could I fork out $1,500 for one of them? There are thousands out there that need care and are adopted for free... But they're family, right?!

Which is why I got pet insurance so I never have to make that decision.

I previously thought pet insurance was a silly/stupid idea, until I put it into those terms. I'd really hate to have to make the decision my friend made.

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Old 06-24-2008, 06:23 PM   #2
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We considered it. Our dog was 2 at the time and thought it was not usefull because she is young. We will get it next year or the year after. It is cheap, all things considered, we priced it at about $20 a month or something. At that price it would take years to catch up to what a surgery would cost.

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Old 06-24-2008, 06:46 PM   #3
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We had it for the first year of both of our pugs lives. Kinda wish we kept it as we recently had a $3500 bill for one of them.

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Old 06-24-2008, 06:55 PM   #4
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make sure that your pet is covered. Certain dogs aren't coverable.

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Old 06-24-2008, 07:00 PM   #5
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make sure that your pet is covered. Certain dogs aren't coverable.
Those discriminating bastards! This should go to the Supreme Court.
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Old 06-24-2008, 07:09 PM   #6
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no comment


Bwahahahaha are you kidding me?

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Old 06-24-2008, 07:19 PM   #7
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I love pets, but I've made a family decision that no animal will receive medical care that costs over $500. Years ago, we had to pay $1300 for our cat when it got attacked by a stray dog. We sacrificed our quality of life for a year because of it, and we decided that it just is not worth it. I know some people like to personify their animals and treat them like another human being, but I don't. Animals are great companions, but when it is their time...I'm going to let them go. I hope my family does the same for me.

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Old 06-24-2008, 07:35 PM   #8
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I love pets, but I've made a family decision that no animal will receive medical care that costs over $500. Years ago, we had to pay $1300 for our cat when it got attacked by a stray dog. We sacrificed our quality of life for a year because of it, and we decided that it just is not worth it. I know some people like to personify their animals and treat them like another human being, but I don't. Animals are great companions, but when it is their time...I'm going to let them go. I hope my family does the same for me.
+1 That is about all I'll say about it. I know its a touchy subject for some people.
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Old 06-24-2008, 07:36 PM   #9
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I'm indifferent about the whole situation...

My parents had a Cocker Spaniel who had a great fulfilling life, when he was 15 years old he became ill and passed through the night 2 months shy of being 16 years old. That dog never gave my parents any trouble, he had the usual check-up visits and typical vet bills, never had I heard my parents complain about the bill being high... for a pooch like that I don't see the need for insurance, my parents had a great run with him and he wasn't a burden on the family's finances.

Now there's my Aunt and Uncle, they had a Golden Retriever who never made it past 10 years of age, that dog was constantly at the vet and underwent surgery 3 times to remove lumps on him... the first lumps were found when the pooch was 7, then 2 more times later on... I remember my uncle sold his Harley to pay for the medical bills for their dog... in that situation I think pet insurance would have helped them greatly...

but, you just can't tell when you are buying an animal how long they'll live...

My SIL and BIL wanted a dog so bad they took a loan out to buy it, 5 years later the dog died and to this day are still paying for it...

My solution: Tropical Fish.

Don't get me wrong, I know this is a sensitive subject, I love dogs, but I grew up on a farm... animals are just that, they serve a purpose and once it's their time there is no changing that. I won't get a dog or cat b/c things are too expensive these days and I'm more concerned about feeding and making sure my family is healthy first.

To each their own, I say if you have pets then the insurance wouldn't hurt.

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Old 06-24-2008, 07:40 PM   #10
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I used to be the hardass that always said that I would just take it out back and put it down.
But I now don't think I could do that. My dogs and my cat are my kids, but only better. They are always happy to see me, always want to play with me and never say " I hate you"..

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