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Old 08-07-2012, 09:57 PM   #1
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Default Need some man advice

Hello i needed some advice and as i dont have a father and as far as man life advice goes im void of this and for the most part most of yall are level headed people ( minus the alcohol ) haha.

So im in a predicament I have a good paying job nice bennies and keeps my wife and i living comfortable. Im only 26 and got out of the Marines 1 1/2 years ago so have been wanting to go back to school to utilize my GI bill. The job i have just kind of fell into my lap and has been a blessing, but the CEO is looking to sell the company and there is a real uncertainty with what will come next. Also im not really sure i fit in with how this company conducts itself professionally and have been thinking its not right for me.

Now im looking to go back to school for what i am really unsure, im trying to setup school now to roll the IT route through an online college but am unsure if this is the right career path for me to pursue. I like the industrial work that i do now and would like to get into the engineering side of it, but this would require me to quit my job to attend school full time. The part im worried about is the financial aspect of moving on. In my current situation we live a comfortable life but if i was to lose this job it would place a serious hardship on our situation.

what should i do, im not happy with the status quo but im afraid to change it up.

Im not looking for the be all end all advice just need some guidance of what it is anyone would do thats been in this situation or similar. Thanks guys i appreciate it.

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Old 08-07-2012, 10:16 PM   #2
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My overly-simple advice is to increase savings dramatically now, in case the job goes away or becomes impossible to continue. Pursue school part-time for now, get the core classes down, etc. Then consider what kind of lifestyle changes you'll need to make if you are required to attend full-time in order to finish the degree and decide if you can make them. If you have any experience in your current field, losing this job likely means you can get another, but perhaps not as good pay and it may take some time...hence the savings.

Ultimately I'd attempt to work and go to school part-time unless you're confident you can alter your lifestyle (ie. small apartment, reduce number of car payments, cancel cable TV, don't eat out, etc.) to work part-time. The benefits are also key to consider.

Essentially you need to gather ALL of the facts that you can about the various scenarios and make a decision matrix. You rate each scenario by the factors that matter to you then tally up the points. Those that matter most are weighted higher. You don't have to go with the winner, but it will provide some insight into what's important to you and which scenario seems to fit that.

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Old 08-07-2012, 10:20 PM   #3
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Thanks, the biggest problem with this job was when i first started it was great good vision and a general want to succeed. Now that seems to have been scrapped to keep the plant running at all costs and including selling the company becuase the current investors arent giving money to the CEO like he wants to pursue other fields.

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Old 08-07-2012, 10:26 PM   #4
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Sorry forgot to say we bought a house earlier in the year. My VA disability covers the mortgage payment so i have no fret over losing the house.

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Old 08-07-2012, 10:26 PM   #5
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Great advice there!!

I would add, Define what you would like to do, realistically. I mean the 100 million lottery win should be the last thing on a very long list. Then, determine what is within reach now and establish a career plan to eventually work and school youself toward your ultimate job. I pretty much fell into the job I worked for 35 years. I wasn't a matter of whether I liked the job, it paid the bills and put the kids through school. I didn't plan my retirement well and never realized that dream job.

Planning is everything!!

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Old 08-07-2012, 10:30 PM   #6
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I'm a big fan of part-time school, depending on the school and degree.

Full Time School, No Work: Finish faster, incur loads of debt, don't gain years of experience
Part Time School, Full-Time Work: Takes longer, incur less debt, gain years of experience

At 26 an extra year or two of experience makes a big difference, so try to stay in the workforce if you can. But not all part-time programs are created equal. Many are equivalent FT/PT (i.e., same profs, same degree). But many schools that are exclusively part time offer a different degree or are just lest prestigious. Some offer very little value from an employers perspective unfortunately. So do your research. It's no fun, but you have to estimate the value of a degree before spending thousands of dollars on it.

It's not guaranteed that spending money on education = better job, better pay. On average true perhaps, but certainly not guaranteed.

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Old 08-07-2012, 10:41 PM   #7
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Originally Posted by TyTanium View Post
I'm a big fan of part-time school, depending on the school and degree.

Full Time School, No Work: Finish faster, incur loads of debt, don't gain years of experience
Part Time School, Full-Time Work: Takes longer, incur less debt, gain years of experience

At 26 an extra year or two of experience makes a big difference, so try to stay in the workforce if you can. But not all part-time programs are created equal. Many are equivalent FT/PT (i.e., same profs, same degree). But many schools that are exclusively part time offer a different degree or are just lest prestigious. Some offer very little value from an employers perspective unfortunately. So do your research. It's no fun, but you have to estimate the value of a degree before spending thousands of dollars on it.

It's not guaranteed that spending money on education = better job, better pay. On average true perhaps, but certainly not guaranteed.
This is true. My former boss always chided me for not going to college. I told him once that I was considering Univ. of Phoenix and he looked at me funny, said people won't respect that. Said part of prestige of finishing school is to put in the hard work for 4 years, the dedication, discipline, etc.

Of course, who am I to talk? I support my family of 4 and all, but I never did go back to school. Guess it's never too late. I'm *only* 34....
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Old 08-07-2012, 10:47 PM   #8
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This is true. My former boss always chided me for not going to college. I told him once that I was considering Univ. of Phoenix and he looked at me funny, said people won't respect that. Said part of prestige of finishing school is to put in the hard work for 4 years, the dedication, discipline, etc.

Of course, who am I to talk? I support my family of 4 and all, but I never did go back to school. Guess it's never too late. I'm *only* 34....
Thats my problem with going the online route. ive tried it before with UoP didnt work and now im on to the next. Im worried that if i go through with this route and use my Gi bill on this degree it will turn out to be a waste of money.
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Old 08-07-2012, 10:47 PM   #9
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Few online programs carry the same prestige as a brick and mortar school, so I would encourage you not to go to University of Phoenix or some other for-profit online dump. Most public schools have online classes, at least for some of your basics, that are designed to work around a normal 8-5 job.

Don't waste your GI Bill on a program you aren't sure you want to follow. Figure out what you want and what academic program best meets your goals first.

I would strongly encourage you to look at attending a program on a part time basis and keeping your job. The job market isn't great so the fact you have any job that pays the bills should not be easily dismissed. You should be saving diligently in case things go south with your job. The other reason to consider going to school part time is that you have very little job experience and giving up 3-4 years at your age would be highly detrimental to your long term earning potential. Unless something you did in the marines relates to your current or future career, you really only have 1.5 years of experience. If you duck out of work for four years to get a bachelor's you'll be 30 with almost no experience. You'll be easily overlooked for jobs. However, if you can finish a part time program in 4-5 years you'll be 30 with over five years of experience, which makes you very competitive in the job market. Part time programs can be finished almost as fast or as fast as full time if you are willing to push how busy you can be so you are taking as many hours as possible during the long semesters and then cramming in the summer. Many schools also have short classes you can earn a credit or two in over a week or two in December or May. The big caveat is if you see yourself getting an advanced degree you need to consider your ability to get good grades and adjust your work load to allow that to happen.

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Old 08-07-2012, 11:01 PM   #10
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I work right now running a DCS system which runs the plant operations through computer control valves and such. I have an AA now that knocks out most core classes, got that before i entered the Marines, so now its kind of like pick and choose i think, i just dont see a whole lot of engineering programs that i can do in my spare time, its at least and hour drive to get to any major city around where i live.

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